Evans Library: Learn: Financial Aid Steps 1-4

Step 1 - Why College?

Benefits of Community College
Community colleges can be a great choice to stay close to home, save on spending, and still obtain a degree. Watch this video to find out more about community colleges to see if it's the right step for you.
CareerOneStop
A source for employment information & inspiration - sponsored by the U.S. Department of Labor. The place to manage your career & your pathway to career success. There are tools to help job seekers, students, businesses & career professionals.
Checklist for Academic and Financial Preparation - 12th Grade Checklists
Here’s what students & parents should be doing throughout the year to stay on track at this busy time - including learning how to manage federal student aid.
Occupational Outlook Handbook
Information about occupations. Talks about work environment, pay, how to become qualified to work in a particular field and much more.
Understanding College Costs
College and career school costs can vary significantly from school to school. Learn about college costs and get tips on how to lower costs when you go to school.

Federal Student Aid Program Summaries
Details the main federal student aid programs administered by the U.S. Department of Education. Not all schools participate in all of the programs listed.
Free Application for Federal Student Aid (FAFSA)
The place to apply for federal aid and to create your FSA ID.
New York State Higher Education Services Corporation (HESC)
The Higher Education Services Corporation (HESC) is New York State’s higher education student financial aid agency.
Responsible Borrowing
Be a Responsible Borrower: Plan Ahead and Graduate With Less Debt
Scholarship Search
Search more than 7,000 scholarships, fellowships, loans, and other financial aid opportunities.

Award Letter Comparison Worksheet
Different schools have different resources. Financial aid offers can vary greatly from school to school. Use this worksheet to compare aid offers.
College Billing Statement Example
An typical example of what you will see when it comes time to make a payment.
College Cost of Attendance Worksheet
The goal of this comparison is to better decide if the resulting difference is realistically manageable given the resources available to your family & the aid being offered by each school.
SUNY Net Price Cost Calculator
This calculator will provide you & your family with an early estimate of the financial aid for which you might qualify. Based on the information you provide regarding your family's financial situation & your education preferences, the calculator will return a net price. That price reflects your estimated costs of attending SUNY as a freshman or transfer student less your estimated financial aid.

Repayment Estimator
Use the Repayment Estimator when you're beginning repayment of your federal student loans for the first time or you are exploring repayment options based on your income.
Repayment Plans
Repayment plans can make your payments more affordable. Find the right repayment plan for you.
Understanding Default
If you don’t make your loan payments, you risk going into default. Defaulting on your loan has serious consequences.
Student Loan repayment plans